Financial Literacy Course Description
Advance Money Management Course Description
1 semester course open to all 11-12 grade students
Course Description: Using project-based instruction and real-world simulations, this course will give students advanced knowledge and understanding of all key aspects of personal finances necessary for success now and throughout adulthood.
Course Topics: Banking and financial services, including cyber banking and online commerce, personal evaluation of investment tools, understanding compound interest, building/improving personal credit scores, prevention of identity theft and avoiding scams, meeting transportation needs and car purchasing, networking for post-secondary success using Linkedin, completing a 1040 income tax return, completing loan applications and responsible borrowing, dangers of predatory lending, income earning and management now and in retirement, housing smarts/buying and renting, transferring risk through insurance, understanding types of credit and the credit scoring system, behavioral finance, social media’s influence on financial decision making, dangers of bankruptcy, charitable giving, and personal wills, reading the fine print: pay stubs, insurance plans, leases, cell phone contract, bank statements, and credit card statements.
Real-Life Simulations: Budgeting App (Mint), Income Tax Returns (Turbotax), Stock Market (How the Market Works), Personal Money Management (Mimic Personal Finance)